Filing a workers’ compensation claim in the construction industry

On Behalf of | Jan 16, 2023 | Workers' Compensation

The construction industry is expansive as it involves several operations. For this reason, it employs a vast range of professionals. If your job is in this industry, the chances are you understand how risky it can get with all the equipment and potentially hazardous elements on site.

Workers’ compensation protects the rights of construction workers. If you are injured or contract an illness, you should file a claim to receive benefits. This guide discusses what you need to know about filing a worker’s compensation claim in the industry.

Report to your seniors 

You need to report an injury immediately to the person in charge, be it your supervisor, manager or employer. Explain how the accident occurred and your injuries.  It will help to report the incident in writing and keep a copy. Your employer will then file a First Report of Injury (FROI) form to the insurance company to start the process so you can be covered. 

A claim may be denied

After the insurance company receives your claim, they may approve or deny it. And at times, they may provide less compensation. If you get a notice of denial or receive less compensation, consider pursuing the claim through litigation. You will have 3 years to reopen the claim from the date of the injury. The sooner you start the process, the better.

A judge will be assigned to your case 

When you file a petition, the case will be assigned to a judge. You will be notified of the judge handling the case and the hearing’s date, time and place.

Filing a workers’ compensation claim may be complex, especially when the claim is denied or the insurance suggests unfair compensation. You should approach the process with adequate information to receive the compensation you deserve.