Losing wages due to disability can be financially devastating and emotionally distressing. If this happens, potentially the most viable way out is to claim your SSDI benefits. Unfortunately, the Social Security Administration (SSA) denies many disability claims, leaving individuals feeling frustrated and uncertain about their financial future.
With that said, if your Social Security Disability Insurance (SSDI) claim is denied, there are several steps you can take to appeal the decision and potentially secure the benefits to which you are rightfully entitled.
Go through the denial letter
The SSA sends feedback for every SSDI claim denial, detailing the reasons for the decision. It’s important to carefully review this denial letter to understand why your claim was rejected. The letter will typically outline the specific medical and non-medical reasons for the denial. Understanding these reasons will help you determine your next steps and address any deficiencies in your initial application or medical evidence.
File an appeal within the deadline
It’s essential to act promptly if you decide to appeal the denial of your SSDI claim. The SSA imposes strict deadlines for filing appeals, and failing to meet these deadlines could result in losing your right to appeal. Typically, you have 60 days from the date you receive the denial letter to file an appeal. Ensure that you submit all necessary forms and documentation by the deadline to preserve your right to appeal.
Gather additional medical evidence
In most cases, SSDI claims denials stem from insufficient medical evidence. To bolster your appeal, gather additional medical records including detailed reports on your diagnosis, treatment, symptoms and limitations. Seek new medical evaluations if necessary. Present this evidence clearly and organized when filing your appeal, along with addressing any non-medical reasons cited in the denial letter, such as work history or earnings.
Follow the appeals process
The SSDI appeals process typically involves several stages, including reconsideration and a hearing before an administrative law judge. Each stage has its own procedures and deadlines, so it’s essential to follow the process carefully and meet all deadlines. Be prepared to present your case and provide any additional evidence or testimony requested during the appeals process.
Having legal guidance when appealing your SSDI claim denial can greatly increase your chances of success. Therefore, it’s important to reach out for help if your claim is ultimately denied.