After a workplace accident, it can be unsettling when your workers’ compensation claim is denied. Missing out on benefits like lost wages and health care coverage can add financial strain to an already challenging situation. However, it’s not the end of the road. Many workers’ compensation claims get denied initially but end up being approved.
Knowing the steps to take after your claim has been denied can help you address the issue(s) and increase the chances of a successful outcome. Here is what you need to do.
Understand why your claim was unsuccessful
Your claim may have been denied due to mistakes in the paperwork, missed deadlines or even doubts about how your accident occurred or the nature of your injuries, among other reasons. Usually, this will be outlined in the denial letter you will receive.
Understanding why your claim was denied can help you take appropriate corrective action. For instance, you may present additional evidence in your support of your claim, depending on the reasons behind the denial.
Familiarize yourself with the appeals process
There are several steps involved in appealing a denied workers’ compensation claim. In essence, the process involves filing a petition and attending hearings where you will get the chance to present your case. It helps to note that there are specific legal procedures and deadlines you must adhere to in the appeals process. Learning more about how things work will help you prepare for the journey ahead.
Lastly, it is best to reach out for legal guidance. Getting a qualified review of your case can help you understand your rights and options. It will also help you make informed decisions and build a strong appeal that will help challenge the denial.