Under Pennsylvania law, workers’ compensation (WC) is a no-fault insurance policy designed to provide financial support for employees who get injured or sustain an illness while on the job, regardless of fault.
To help provide a deeper insight into this topic, here are three benefits covered by the state’s workers’ compensation act:
Medical benefits
Your WC insurance can provide payments for your medical expenses, including reasonable medical services, surgical fees, hospital treatments and in-patient stays, orthopedic supplies and medications.
Wage loss benefits
Pennsylvania WC can also provide wage loss benefits for employees who are unable to return to work due to their workplace-related accident. If their disability lasts for more than seven work days, the insurance will cover payments for approximately two-thirds of their salary, tax-free.
Death benefits
In case of a workplace accident that results in death, WC will provide death benefits to the surviving dependents of the deceased employee. These family members may be their widow, their minor children or adult children who are still full-time students and under 23 years of age.
Additionally, if the deceased employee had parents and young siblings who were dependent on them for financial aid, they may also receive death benefits.
Your right to receive financial help for your workplace injury
By understanding how Pennsylvania workers’ compensation laws work, you can successfully file your claim and receive the compensation that you deserve. This step not only empowers you of your rights but also helps you recover from your injury or illness free of worries.