Providing for your family is tough, and a work injury makes it even harder to care for the people who depend on you. In addition to coping with physical pain, you may also be facing financial strain, struggling to pay household bills and afford medical treatment. However, if you were injured at work in Pennsylvania, workers’ compensation can provide critical financial support while you recover.
What workers’ compensation covers in Pennsylvania
Workers’ compensation helps most employees in Pennsylvania if they get hurt on the job. You do not have to prove your employer did anything wrong, just that the injury happened while you were working. These benefits cover medical costs such as doctor visits, surgery, prescriptions and physical therapy.
If your injury prevents you from working or limits your ability to perform your job, you may be eligible for wage replacement benefits. In more severe cases, such as the loss of use of a body part or permanent disfigurement, you could qualify for additional compensation.
Act quickly to protect your rights
In Pennsylvania, claiming workers’ compensation benefits requires timely action. Understanding and following the state’s deadlines is important to preserving your rights. Here are some things to keep in mind:
- Report your injury to your employer within 21 days. This is to ensure you receive benefits as soon as possible.
- Notify your employer within 120 days of the injury’s occurrence. If you miss this deadline, you could lose the chance to receive benefits.
- File a formal petition with the Bureau of Workers’ Compensation if your initial claim was denied. You have up to three years from the date of injury to appeal the decision.
- Seek treatment from an employer-approved doctor. This may be required during the first 90 days after your injury.
- Give your employer formal notice that you are switching doctors. You can do this after 90 days.
Handling a claim while you are hurt can be overwhelming. A knowledgeable workers’ compensation attorney can help you understand your rights and ensure that your claim stays on track.
Get support when you need it most
A work injury can shake your sense of security. When your ability to provide is at risk, it is natural to feel overwhelmed. But you are not without options. Workers’ compensation is designed to support you during this difficult time so you can focus on healing while still caring for your family.
If you are unsure where to start, a workers’ compensation attorney can help you get the financial support you need and deserve.