For many injured workers, workers’ compensation provides important support during recovery. It offers wage replacement and medical benefits when a job-related injury or illness keeps someone off the job. While these benefits can last for some time, they are not always open-ended.
Workers should know that different types of benefits may have different limits. Temporary benefits often end once a worker recovers or reaches a certain medical stage. Long-term benefits may follow, but your eligibility depends on how the injury affects your future work ability.
When does a worker stop getting workers’ comp?
Workers’ compensation benefits are often tied to recovery milestones and medical evaluations. While timelines can vary, there are some common situations when your benefits may change or end. These may include the following:
- Reaching maximum medical improvement: Benefits may stop once a doctor determines that your condition is not expected to improve further.
- Returning to work: If you are cleared to return and are earning close to your regular wages, your benefits may be reduced or end altogether.
- Receiving benefits for an extended period: Temporary benefits usually come with a time limit. If your recovery takes too long or the injury becomes permanent, other evaluations may be needed.
- Undergoing an Impairment Rating Evaluation (IRE): After a period of receiving temporary benefits, a medical professional may assess the lasting impact of your condition to determine if you qualify for ongoing support.
- Transitioning to long-term disability support: If a work injury leaves you permanently unable to work, you may qualify for long-term disability. Workers do not receive workers’ comp and disability benefits at the same time.
Each situation depends on the nature of the injury, how it affects your ability to work and the results of medical assessments. If your benefits are ending or changing and you’re unsure about your rights, obtaining legal guidance can be helpful.