Last week we posted about how there's growing concern among some in the workers' compensation insurance field that the system in Pennsylvania and elsewhere is in such a state of dysfunction that it sorely needs some reform. There are those who are of the opinion that the workers' compensation system, as it is used by many employers and insurance companies, often causes more harm than good for workers who get injured on the job.
From the standpoint of history, the concept of workers' compensation deserves a solid thumbs up. But there are many who likely would argue that from the standpoint of how it fulfills its mission these days, the system of workers' compensation in Pennsylvania and all the other states of the union has fallen into a state of severe decay.
When workers are on the job they are often pressed to focus on their tasks. Safety should be a major concern, too, but the steps to prevent workplace injuries from occurring too often get missed and many Pennsylvania employers fail to take even rudimentary safety precautions the way they should. The result can be debilitating injury. Fatal accidents occur, too.
The benefits that are required to be provided by Pennsylvania employers when a worker is injured on the job tend to be pretty well documented. There are laws that spell out minimums and limits. These then get translated into the insurance policies that employers purchase.
Workers' compensation is supposed to be the safety net that makes sure Pennsylvania workers and their families are protected from the disastrous effects of workplace accidents. When someone is injured on the job, they and their loved ones need the confidence that their employer has fulfilled their obligation of providing adequate worker's compensation insurance coverage. Without it, people can be cast into destitution.
When disaster strikes in a work environment, the dangers to employees are immense. If the work place involves heavy industry, hazardous materials can pose a threat not just to the workers at the site, but the emergency crews that respond to the catastrophe. Anyone who suffers injury on the job has benefits coming. To ensure the fullness of that coverage is obtained, it helps to consult with an experienced attorney.
Everyone has likely seen those big truck-mounted cranes. They make their way around Bucks County and other communities, being put to use as needed on all sorts of projects. Sometimes they help put things up. Sometimes they help bring things down. Sometimes things go wrong and job sight accidents occur that prompt workers' compensation situations.
Every job has its risks. Even a person working at a computer terminal doing some incidental word processing can become the victim of an accident that results in serious workplace injury. But as any experienced workers' compensation attorney can tell you, there are certain jobs that carry greater risks than others.
There is more to getting compensation when a worker is injured on the job than just filing the claim. The workers' compensation system in Pennsylvania is in place by law, but that doesn't mean it runs on automatic pilot. There are many players and many facets to manage to get a worker back to wholeness of life and work. That's one reason why having an attorney with particular experience in workers' compensation issues can be so helpful.
An upcoming seminar offered by the National Business Institute at the Holiday Inn Conference Center in Breinigsville, Pennsylvania, reminds practitioners and claimants alike of the complexities that can arise in filing workers' compensation claims.